I have my 50cc derbi atlantis scooter for a year now and insured it at 16 with aon for €786 now a year later with 1 years no-claims aon have quoted me €896 what is the reason for this. Hibernian are even dearer at €986 & carol nash wont quote anyone under 21 and there are no other motorbike insurers in Ireland. CAN SOMEONE PLEASE TELL ME HOW I CAN GET CHEAPER INSURANCE!!!