warren just some second thoughts, Brian is right on the MSF class, its cheap insurance, I know there are 2 kinds of M/C riders, HD people and everyone else, I can´t explain it,I´ve owned 25 bikes and have 50years of experience and I´m still riding, I hate it when people talk about resale value, if thats the reason why you´d buy a particular brand maybe you should´nt buy it to start with, there´s only a few reason´s to get rid of a M/C wreck,fire or mother-in law takes a 12 ga. to it. A M/Cwill last a life time, think about it, 4,000 mi´s a year is a lot of riding for the average rider, winter & summer.No mnaufactor makes a perfect bike, you ride what you brung, I´m like Jesus, I love them all Traveler