I got my 08´ FXSTC after I laid down my 04´ FXST, I had geico full coverage and they were great to work with. I had my new bike one month and a day later. She only had 142 miles on her when I found her sitting in a Victory dealership on consignment. The first thing I noticed on my test ride was that wonderful fat ass! The 200mm rear is so stable in corners, I had no idea! Then once I cleared 65 mph I was able to drop her into the 6th gear I had been anticipating having only ever had 5. Smooth as silk! I am not happy with the stock pipes being so very quiet so will upgrade but the power is plentiful so I won´t re-map the EFI or air induction. After some cosmetic changes for personal style I think she will be the finest %!¤ on the block!