dont worry mate ive looked at one these bikes and cant find one anywere there too new to be sold again especially when there a 55 or 05 plate even the people that got them when they first came out are paying for the bike still so i went for new and it cost me £3372.48 but thats over 3 years (not like its goin to take me that long) and 3rd party only is £99 third party fire and theft is £399 and fully comp is £540 and thats with the derbi insurance the number is 0845 600 1664 but thats if your gettin one i can asure you you wont find cheaper insurance than them though