I had the XS1100SF model. Full dresser from the factory- fairing with detachable lowers, hard saddlebags, luggage rack. Big comfy seat, good 2-up tourer. Good weather protection, good acceleration, decent slow speed handling, good solid feel at highway speed. Did exhibit some headshake at 80+ upon deceleration- scary but recoverable. Seat height fairly tall, couldn´t flat foot both feet at 5´10" and 32" inseam. Top heavy, especially loaded with passenger, both saddlebags loaded, and bag on luggage rack.
Bottom line, I´d have one again if I could find this model in excellent condition!!