I have a 2008, 2006 and had a 2005 C50T and think this bike is the cats meow (or great if you prefer). As for the saddlebag bolts, the heads do show when installed. As for the Helmet lock, this is a problem with the Suzuki, Yamaha and Honda that are sold with windshield, saddlebags and passenger backrests installed. The dealers assemble these on the bikes and virtually all of them bury the helmet locks. If you think the location is bad on the C50T, check out the C90T which has the face of the lock pressing against the back section of the saddlebag with absolutely NO CHANCE of trying to put a key in it.