I have been riding a Nighthawk 650 for 10 years and am considering an upgrade. I ride about once a week to work (45 freeway miles each way) plus weekend canyon riding. I need something comfortable but a little sporty as well. I am considering either of these 2 bikes. I am almost 40 with a clean record but dont want to throw insurance money away. I´ve had quotes all over the place so cant gauge which if these would be worse to insure, the sportier 750 or bigger cc 1200. Aside from that, I cant decide which way to go. Any opinions?